It is a privilege for our checking account clients.
Unanticipated expenses or mathematical errors can leave your checking account short of cash. In addition, having a check returned due to insufficient funds is terribly embarrassing.
We have created Overdraft DefenderSM as a special privilege specifically for Patriot Bank checking account clients whose accounts are in good standing. There is absolutely no charge for this service unless you use it. You need not sign anything. Your Overdraft DefenderSM limit has been automatically assigned to you.
*Subject to Credit Approval